Opening and maintaining your Común account is completely free! 🎉
No monthly fees
No annual fees
No account opening costs
Your money stays yours. You can use your Visa® debit card, deposit, transfer, and manage your account through the app without worrying about maintenance fees.
👉 Sending and receiving money with Pay (Común Pay) has no fee when you pay from your Común account balance — whether it goes to another Común account or to an external debit card.
👉 If you and the other person both use an external card instead of your Común balance for a Pay transaction, a 1.75% fee applies, with a $0.25 minimum.
👉 Instant transfers using an external debit card have a fee: 0.75% for deposits into your Común account, and 1.5% for withdrawals to a debit card. Your first instant transfer fee may be waived.
👉 International transfers have a variable fee based on the amount, destination, and exchange rate. You'll always see the cost before confirming the transaction.