Can I use my card outside of the US?

Yes! You can use your Común card in most countries. If you’re traveling, staying outside the United States for a while, or want to use it in another country, you can keep your Común account open and use your card wherever Visa is accepted. 🗺️

Please note that, for security and compliance reasons, purchases and app access are not available in some restricted countries. See “Are there any restrictions on international transactions?” below.

Until October 23, 2026, we charge a 1% fee on the transaction amount. Starting October 24, 2026, the fee is 3% of the transaction amount. This includes purchases made with your debit card in foreign currencies

For international ATM withdrawals, we charge a flat fee of $2.50 per transaction. This fee covers the costs associated with currency conversion and ensures that you have access to your funds wherever you go.

To minimize fees, we recommend considering alternative payment methods, such as using your debit card for larger transactions rather than multiple smaller ones. Additionally, planning ahead and withdrawing cash in larger amounts can help reduce the frequency of international ATM withdrawals.

Yes. To comply with U.S. regulations and protect your account, Común does not support card purchases, ATM withdrawals, or access to the app from a list of restricted countries and regions. In those countries, your transactions will be declined and the app may show an “Unexpected error occurred” message.

If you plan to travel, please contact our support team through the app chat before your trip. We will confirm whether your destination is supported. Your card will work again as soon as you are back in a supported country. The fees described above apply to all international transactions in supported countries.

You can easily track your international transactions and associated fees through your app. The detailed transaction history will provide transparency into any fees incurred during your international activities.