Deposits may be delayed if they fall on a U.S. bank holiday. On these days, banks do not process transactions, so your funds may take one or two additional business days to appear in your account.
What types of transactions can be affected?
Primarily direct deposits, ACH transfers, and check deposits, as these rely on the traditional banking system. Transactions between Común accounts and debit card purchases are not impacted.
What can I do if I need the money earlier?
We recommend planning ahead if you know a holiday is coming. With direct deposit at Común, you may receive your funds up to 2 days early, depending on your payer.
Where can I check the status of my deposit?
You can track the status of your transactions directly in the Común app. If you have any questions, our support team is always ready to help.
Which days do Común observe as bank holidays?
Común follows the U.S. federal holiday calendar, including Veterans Day, Thanksgiving Day, Christmas, and others.
The following 11 federal holidays are official and are observed annually:
New Year’s Day (January 1)
Martin Luther King Jr. Day (Third Monday of January)
Presidents’ Day (Third Monday of February)
Memorial Day (Last Monday of May)
Juneteenth National Independence Day (June 19)
Independence Day (July 4)
Labor Day (First Monday of September)
Indigenous peoples day (Second Monday of October)
Veterans Day (November 11)
Thanksgiving Day (Fourth Thursday of November)
Christmas Day (December 25)