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What's the cost of sending money with pay?

At Común, we want you to always know exactly what you pay. Whenever your transaction involves a Común debit card, whether you're sending or receiving money, it's completely free! 💚

💸 A 1.75% fee applies if:

  • You have a Común account and send money from an external debit card to another external debit card.

  • You have a Común debit account and send money from an external debit card to another external debit card after your first transfer of this type on Común.

Note: An external debit card is a debit card from another U.S. bank or credit union (for example, Bank of America, Chase, Wells Fargo, Capital One, or PNC) that you've connected to your Común account.

🎉 Your first eligible transfer is free!

If your first-ever external debit card to external debit card transfer on Común is made after you've opened a Común debit account, there's no fee.

Note: If you already completed an external card-to-external card transfer as a Comun user before opening your Común debit account, that transfer counts as your first one. Future transfers of this type will be subject to the 1.75% fee.

💰 No fee applies if:

  • You send money from one Común debit card to another Común debit card.

  • You send money from an external debit card to a Común debit card.

  • You send money from a Común debit card to an external debit card.

📲 Full transparency: You'll always see any applicable fee and the total amount you'll pay before confirming your transfer.

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