How do I upgrade to a full debit account?
Your current account is perfect for sending remittances and making payments with external cards. But if you'd like your own Común card and want to unlock everything the app has to offer, upgrading is quick and easy.
What do you get when you upgrade?
💳 Your own physical Común card, automatically shipped at no cost
⚡ An instant virtual card for online purchases and mobile wallets (Apple Pay and Google Pay)
💰 Receive your paycheck directly into your Común account with direct deposit
🧾 Deposit checks directly from the app
🏦 ACH transfers and ATM withdrawals
📈 Higher transaction limits
💸 Lower fees when making payments with external cards
What do you need?
Just a few quick verification steps:
📍 Your address
🪪 A valid ID
🤳 A selfie
🔒 A PIN for your card
You don't need an SSN. You can use your ITIN or passport. 🌎
How long does it take?
Just about 5 minutes! ⏱️
How do I get started?
You have two options:
Tap the Debit section at the bottom of your Común app home screen.
From the home screen, find the "Do more with your Común card" banner and tap Request card.
We'll guide you through every step. ✅