Yes, you can receive money from other U.S. banks in two ways 🙌
Instant transfers
Link your debit cards from other financial institutions to move money instantly using Pay. More information here.
ACH bank transfers
You can also receive ACH transfers directly into your Común account using your:
Routing number
Account number
You can find both in your Común app 📲
ACH transfers are:
Free
Usually completed within 3–5 business days
Only available for transfers within the United States
👉 Your routing and account numbers do not change, even if you replace your card.
ACH transfer limits
🆕 New accounts (less than 1 month old)
Maximum per transfer: $500
Maximum per day: $1,000
Maximum per 30 days: $4,000
Maximum of 2 transfers per day
Minimum per transfer: $10
✅ Established accounts
Maximum per transfer: $1,000
Maximum per day: $2,000
Maximum per 30 days: $8,000
Maximum of 2 transfers per day
Minimum per transfer: $10
⚠️ Común does not currently support:
International wire transfers
SWIFT transfers
SWIFT/BIC codes
💡 Receiving your paycheck through direct deposit is faster and does not have ACH transfer limits 🚀